To say this has been a challenging year is a severe understatement! COVID, lockdowns, job loss, the election mess, not to mention everything you are personally going through. How do we handle it all? The challenges we face is there a way clear to overcome? What can we gain through all the mess that we are and will go through? Then we are looking at a new year with perhaps new goals. Does that affect what we are facing in the challenges we face today?